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In today’s world, sustainability is more than just a buzzword; it’s a necessity. A recent **[survey](https://flowingenergysolutions.co.uk/2024/03/05/3-4-of-people-want-a-sustainable-home-heres-what-that-means/#:~:text=3%2F4%20of%20people%20want,%2D%20Flowing%20Energy)** undertaken by **[Flowing Energy Solutions](https://flowingenergysolutions.co.uk/)** found that three quarters of potential house buyers want a sustainable home. 

Here at Vivly Living, this commitment is clear across our sites in **[Denby Dale](https://www.vivlyliving.com/developments/the-willows)**, **[Skelmanthorpe](https://www.vivlyliving.com/developments/whistle-bell-court)** and **[Shepley](https://www.vivlyliving.com/developments/knowle-grange)**. Among these developments, **[The Willows](https://www.vivlyliving.com/developments/the-willows)** in Denby Dale stands out as many plots on site have recently earned acclaim for its exceptional energy efficiency and environmental impact. 

Our vision extends beyond just creating sustainable homes - it also includes preserving and enhancing the local wildlife and ecosystems around our developments.


## Why are we focusing on sustainability?

Here at Vivly Living, we build people-first homes. We understand that buying a house is likely to be the biggest investment our customers will make in their lives. That is why our houses are made to the highest quality and designed for longevity.
Additionally, we want to keep our customers’ water and energy bill costs as low as possible, which we aspire to achieve by building sustainable and water/energy efficient homes. 



## A benchmark for sustainable living

At Vivly Living, we’re committed to setting the standard for sustainable housing across all our developments. For example, The Willows development in Denby Dale is a model of modern, sustainable living. Comprising 34 new homes, The Willows is designed with both comfort and environmental responsibility in mind. Selected plots at The Willows have recently achieved an A rating under the Government’s Standard Assessment Procedure (SAP), which is a measure of a property’s green credentials. An A rating is the highest accolade in the SAP system, signifying that the homes are energy-efficient and have minimal impact on the environment.

We achieve A ratings through a variety of eco-friendly methods that are tailored to each home. Sometimes we use solar panels to lower environmental impact, while in other homes we opt for energy-efficient gas boilers to help reduce utility costs. Full wall insulation is used for maximum comfort and in others, timber frames are featured to increase thermal performance. Many of our homes also include wastewater heat recovery systems, which recycle heat from wastewater, further enhancing energy savings. By choosing a Vivly Living home, you're making a smart choice that combines comfort, saving money and caring for the planet.

However, sustainability at Vivly Living is more than just energy efficiency. Our commitment includes integrating wildlife and nature into our developments. We prioritise the protection of local wildlife and habitats by implementing measures that ensure our developments make minimal impact to the surrounding environment.



## Integrating wildlife and nature at Vivly Living sites
 
At Vivly Living, we’re all about blending beautifully with the stunning Yorkshire countryside we call home. Our developments are designed to be a safe haven for local wildlife, and we’ve got some clever tricks up our sleeves to make that happen.

For instance, we’ve added “hedgehog highways” to our garden fences - 13cm wide gaps that let these charming creatures roam freely between gardens. After all, hedgehogs love to explore and find friends and food, often traveling a mile each night! That is why we are proud to support the Hedgehog Highway initiative, pioneered by the **[People’s Trust for Endangered Species](https://ptes.org/)** and the **[British Hedgehog Preservation Society](https://www.britishhedgehogs.org.uk/)**.

But we don’t stop there. We work with ecologists to ensure our projects don’t disrupt local habitats. You’ll find bat and bird boxes around our sites, giving our feathered and flying friends cosy spots to call home. Plus, our landscape architects choose native plants and trees that look great while providing food and shelter for wildlife.

So, with Vivly Living, you’re not just getting a beautiful home - you’re also making the world a bit greener and kinder for our furry and feathered neighbours.



# Visit The Willows

If you want to see the beauty of The Willows first hand, there’s no better time than at our Open Day on the 28th of September, running from 11am until 2pm. Come and have a look at this fantastic development for yourself and make your dream home a reality. All available properties will be open for viewing - so pop along, explore our stunning new homes and see the high-quality fit-outs and finishes. Plus, we’re giving away free wood fired pizza for each visitor.* What’s not to love!



## A sustainable future with Vivly Living 

As the world evolves, sustainable house development is increasingly exciting and essential. Vivly Living is leading the way in Yorkshire by building homes that meet the highest standards of energy efficiency and by ensuring that they exist in harmony with local wildlife.
The success of The Willows in Denby Dale is an example of what can be achieved when sustainability is placed at the heart of house building. By prioritising energy efficiency, using sustainable methods and taking proactive steps to protect local wildlife, Vivly Living is setting a new standard for responsible development, now and into the future. 

*While stock lasts. One slice per person. 


Discover how we build sustainable homes and integrate wildlife into our housing developments here.

Interested in sustainable homes? Read about sustainable development and wildlife integration at Vivly Living

Living green: how Vivly Living is leading the way on sustainable house building 

The award-winning residential property developer Vivly Living has strengthened its marketing team with the appointment of Joe Murray as trainee marketing executive.

Nineteen-year-old Joe joins Huddersfield-based Vivly from commercial trailer manufacturer Montracon.

Joe, who was educated at New College, Pontefract, explained: “This is a wonderful opportunity for me. Vivly Living is a highly respected and successful residential developer with a strong presence in West Yorkshire.

“I decided to embark on an apprenticeship, rather than go to university, because I prefer to learn while working. My apprenticeship course is designed to last 18 months, but I am hoping, provided I work hard, I can reduce this to 14. I strongly believe that apprenticeships play a key role in career development and I am determined to make the most of this wonderful opportunity.

“I am joining a close-knit team where I am hoping that my digital marketing skills, including photography, blog and content writing and social media experience, will be a real asset. Vivly has a tremendously bright future ahead and I am honoured to be part of it.

“I have always been fascinated by both residential and commercial property. My father is an architect and my grandfather was a property developer, so the sector is in my blood. This is a dream job.”

Jen Wass, Vivly’s head of marketing, commented: “We are delighted to welcome Joe to our team. His enthusiasm and his knowledge of digital marketing make him the perfect fit for us as we become busier and busier.

“As a forward-thinking and pro-active residential property developer, we are fully aware of the importance of digital marketing and social media campaigns in helping to sell houses, which is why Joe’s appointment is a significant statement of intent by our marketing team.”

Joe, who lives in Pontefect, enjoys playing and watching football (he is a Sunderland supporter), music and cooking.

Vivly, previously known as Yorkshire Country Properties, has won a host of regional and national awards for its developments in West Yorkshire. The company is currently on site at Shepley, Skelmanthorpe and Denby Dale.

Say hello to our new apprentice, Joe Murray

Say hello to our new apprentice, Joe Murray!

Buying your first home is an exciting milestone and a dream come true for many. But alongside the excitement, it’s natural to feel a bit overwhelmed by everything that needs to be done. From saving for a deposit to setting up your new home, the process can seem daunting. That's why we've created this comprehensive guide to help first-time buyers unlock the door to their dream home. 


# Understanding your financial readiness 

Becoming a homeowner is an exciting milestone, but it's important to ensure that your finances are in order before embarking on this journey. Knowing where you stand financially will help you determine your budget and what type of home you can afford. 

**Assessing your finances**

Start by evaluating your current financial situation, including your income, expenses, savings and any outstanding debts. This is the foundation of your home-buying journey. Consider creating a detailed budget to track your monthly expenses and see how much you can realistically allocate towards a mortgage. 

**Credit score**

One of the most crucial aspects to consider is your credit score. Lenders will use your credit score to determine your loan eligibility and the interest rate you'll qualify for on a mortgage. If your credit score is on the lower end, it's a good idea to take steps to improve it before applying for a mortgage. This may involve paying off outstanding debts, disputing errors in your credit report and making all your payments on time. 

**Debt-to-income ratio**

In addition to your credit score, it's essential to evaluate your debt-to-income ratio. Lenders will want to see that you have a stable source of income and that your debt is manageable, so they'll typically look for a debt-to-income ratio of no more than (approximately) 40%. This means your monthly debt payments shouldn't exceed 40% of your gross monthly income. If your ratio is higher, you may need to work on reducing your debt before applying for a mortgage. 

If the mortgage jargon is already confusing you, fear not! Vivly Living’s trusted independent mortgage broker, David Bussey, wrote a handy guide, ‘Mortgage Mastery by David Bussey - demystifying mortgage jargon: a beginner's guide to understanding terminology’ to break down the definitions of the most popular terminology. 

**The deposit**

One of the biggest financial commitments when buying a home is the deposit. Typically, you’ll need to save between 5-20% of the home’s purchase price. The larger the deposit, the better your mortgage rates will likely be. Start saving as early as possible and explore any government schemes available to first-time buyers. These can sometimes help you get on the property ladder sooner than you’d expect. Also, there are recommended bank accounts that will help boost your savings for a deposit, so it's a good idea to do research into these at this stage of the house buying process.  


# Budgeting beyond the house price 


**Additional costs**

When buying a home, there are a variety of additional costs you’ll need to budget for. These might include solicitor fees, survey costs and insurance. These expenses can add up quickly, so it’s important to factor them into your overall budget early on. 

**Moving day costs**

Moving into your new home comes with its own set of expenses, whether that’s hiring professional movers, renting a van or purchasing packing materials. Start by getting quotes from local movers - consider it an investment in making your move as smooth and stress-free as possible. Don’t forget to buy lots of tea, coffee and biscuits for the people that are helping you move - it can be very tiring!   

**Switching over bills**

Once you’ve bought your home, you’ll need to handle the practicalities of moving in, which includes setting up your utilities. This means contacting providers to organise your new accounts for electricity, water, gas, council tax and internet.  

If you’re moving from a rental property, you may be able to just transfer the accounts over to your new home, but you’ll need to check that your providers cover the area you’re moving to. To ensure a seamless transition, schedule the switchover well before your move and inform your current providers of your moving date. This way, you can avoid any unnecessary disruption to your services and make the moving process as smooth as possible. 

Because your Vivly Living property is brand new, you’ll have a bit more to arrange before you arrive as you’ll be the first person to live at the address:   

*Internet:* it often takes a few weeks to arrange for an engineer to visit your property to set up a broadband connection.  

*Bins:* you should contact your local council department to arrange for wheelie bins to be delivered to the property, they may take a couple of weeks to arrive. Find out online when the bin collection days are.  

*Warranty registration:* register the warranty for your appliances, this needs to be done by the homeowner. You will find all the warranty details in your Vivly Living handover pack.  

Additionally, the Vivly Living aftercare team will provide you with details of the current utility providers for gas electricity and water and the final meter readings from the time of the sales completion. We will provide the utility companies with the meter readings and your name as the new homeowner(s), as well as the local authority for Council Tax. 

 


# Preparing for the move 


Moving into your first home is a big step, and with a bit of preparation, you can make the process much easier for yourself. 

**Decluttering before moving**

One of the best ways to streamline your move is by decluttering beforehand. Take this opportunity to go through your belongings and decide what you really need. Items that don’t make the cut, but are still in good condition, can be donated, sold or recycled. Selling these unwanted items on reselling sites like **[Vinted](https://www.vinted.co.uk/)** or **[Depop](https://www.depop.com/gb/)** can make you a bit of passive income. That means more money for your big move!  

**Packing tips**

When it comes to packing, organisation is key. Start packing early and do it one room at a time. A useful tip is to use binbags to pack the clothes from your wardrobe on their hangers (a bit like a suit carrier) - this will reduce packing/unpacking time and will save space in the moving van. Also, consider creating a ‘first-night’ box with essentials like toiletries, a change of clothes and basic kitchen items - don’t forget the kettle for that all important mid-move brew! You’ll thank yourself later as this will save you from rummaging through boxes on the first night in your new home.  


# Settling into your new home 


Once the boxes are unpacked, there are still a few more steps to take to make your new house feel like home. 

**Change of address**

Don’t forget to update your address with important companies. This includes your bank, your employer and any subscription services you use. We recommend setting up a **[postal redirect](https://www.royalmail.com/personal/receiving-mail/redirection)** with Royal Mail to ensure that you receive any post which might go to your old address.  

**Exploring your new area**

Finally, take some time to explore your new area. Discovering local amenities like supermarkets, cafes, parks and restaurants will help you feel more at home. It’s also a great way to meet your new neighbours and start building connections in your community. Why not read our blog about **['Shop Local Month: discover hidden gems in Shepley, Holmfirth, Denby Dale and Skelmanthorpe with Kirsty'](https://www.vivlyliving.com/news/celebrating-shop-local-month-discover-hidden-gems-in-shepley-holmfirth-denby-dale-and-skelmanthorpe-with-kirsty)** to get some inspiration on where to start?   


# Stay connected 


To make sure you don’t miss any more home buying tips, be sure to subscribe to our newsletter and follow  **[@vivlyliving](https://www.facebook.com/VivlyLiving/)** on **[social media](https://www.instagram.com/vivlyliving/)**. We’d also love to hear from you - if you have any questions or topics you’d like us to cover, feel free to **[get in touch](https://www.vivlyliving.com/contact)**.  

Remember, the home-buying process can be an emotional rollercoaster, with both highs and lows. As you settle into your new home, remember to take some time to celebrate this exciting milestone. Enjoy the process of making your new house a home, and don't hesitate to **[reach out to us](https://www.vivlyliving.com/contact)** at Vivly Living if you have any questions or concerns along the way. 

Discover our tips for first time buyers, including assessing your finances, moving tips and sorting out your utilities 

Buying a property for the first time? Read our handy guide for first time buyers. 

Unlocking the door to your dream home: a first-time buyer's guide 

Welcome back to Kirsty’s Home Hints, where I’ll be giving you my tips on turning your house into a haven of complete relaxation. If you’re new here, I’m Kirsty, Customer Service Representative at Vivly Living and I’m excited to share my top tips with you ahead of **[International Relaxation Day](https://www.internationalrelaxationday.com/)** on the 15th of August.

The day was pioneered by nine-year-old Sean Moeller from Michigan back in 1985. He suggested that people shouldn’t do anything strenuous on this day – including work and cleaning. Isn’t that just music to your ears? Maybe it should become a national holiday!  Moeller continues to support National Relaxation Day year-on-year, and the day has been recognised by organisations such as **[The Mental Health Foundation](https://www.mentalhealth.org.uk/)**, **[BBC Earth](https://www.bbcearth.com/)**, **[Sport England](https://www.sportengland.org/)** and many more.

So, let’s get into my top 10 tips on how to make your home a relaxing space, including decluttering, embracing the natural elements, creating cosy and comfortable spaces, relaxing master bedroom paint ideas and dedicated yoga zones. 

# The importance of having a relaxing home

Before we delve into my practical tips, let’s talk about why creating a relaxing home is so important. Your home should be more than just a place to sleep and eat – it should be where you can unwind, recharge and feel at peace, but I understand that this can be hard nowadays due to the hybrid-working world we live in. While that environment isn’t conducive to the idealistic sanctuary we’re going for, it doesn’t make it impossible to create; there are still ways to make your home more calming. 
Having a relaxing home can reduce stress, anxiety and improve relationships. Physical and mental wellbeing has been associated with living in a peaceful, relaxing environment as it improves sleep, productivity and lowers stress levels. Being stressed makes it almost impossible to give everything 100% of your time, so focus on some of my tips and watch many aspects of your life improve.

# Declutter and organise your space 

***Clear the chaos: decluttering tips***

Having a cluttered space can lead to a cluttered mind. Start small by focusing on one area at a time – perhaps begin with your entryway which may be covered in shoes, or a clutter hotspot like the kitchen counter. Make three piles: keep, donate and throw away. This approach will help you visualise just how much stuff you’ve got and how much you’re getting rid of – the sense of accomplishment you’ll feel at the end makes it totally worth doing! Remember – a tidy space makes a tidy mind. 

***Utilise smart storage solutions***

Invest in stylish storage solutions to keep things organised such as ottomans with hidden storage or coffee tables with shelves. Multi-purpose furniture like this is perfect because it’s functional and aesthetically pleasing. 
I’ve previously touched on decluttering, specifically in the kitchen, when I wrote a blog about the Scandinavian tradition of **['bringing hygge to your kitchen.'](https://www.vivlyliving.com/news/bring-hygge-to-your-yorkshire-country-properties-kitchen)**



# Embrace the natural elements



***Bring the outdoors in***

Did you know that houseplants are beneficial to your health because they add a touch of greenery while improving air quality and reducing stress? Choosing low maintenance plants like a Cactus or String of Pearls is a stress-free way of adding nature to your home – it would be counterproductive to take on a high-maintenance plant like an Orchid! You can even get creative with the placement of your plants – I love hanging planters, window planters and pretty plant stands as they add so much to the home. 

***Enhance natural light and fresh air***

Try to maximise the natural light in your home to create an open and airy atmosphere. In all our Vivly Living homes, we include bi-folding, patio or French style doors which open out onto the rear patio/garden, bringing the natural light into the ground floor of each home. If you want to see it for yourself, come and view our **[showhome](https://www.vivlyliving.com/homes/knowle-grange/plot12)** at our **[Knowle Grange](https://www.vivlyliving.com/developments/knowle-grange)** site in Shepley, which is currently for sale at a fantastic price. 



# Create cosy and comfortable spaces 

***Introduce a perfect seating arrangement***

There’s nothing better than kicking your feet up on the sofa after a long day at work, don’t you think? Choosing a sofa that meets your needs is the key to getting comfortable, whether it’s first-hand or second-hand, there are some great deals out there. 

Arranging your furniture in a way that encourages conversation and relaxation is important – here at Vivly Living, we understand that the home should be a sociable space, whether you’re hosting loved ones for special occasions or just catching up with the people you live with after a busy day at work or school. That’s why we create open-plan living spaces in all our homes. Take a look at **[The Poplar](https://www.vivlyliving.com/homes/the-willows/plot28)** on our **[Denby Dale](https://www.vivlyliving.com/developments/the-willows)** site to see this in real life. 

Also, consider investing in **[ergonomic chairs](https://www.officefurnitureonline.co.uk/office-chairs/posture-ergonomic-office-chairs/)** that provide proper support. Hybrid-working is the new normal so it’s important to make your home working space as comfortable as possible. 

***Include soft furnishings and textiles***

Adding soft textures like plush cushions, cosy throws and soft rugs around your new seating arrangement can instantly make a room feel warmer and more inviting. **[The Rug Guru](https://www.rugguru.co.uk/)**, a privately owned family business, based just a 10-minute drive from our **[Denby Dale](https://www.vivlyliving.com/developments/the-willows)** and **[Skelmanthorpe](
https://www.vivlyliving.com/developments/whistle-bell-court)** sites, sells a wide variety of beautifully made rugs and runners, which are suitable for any style. 


# Make it your own

***Display meaningful décor***

Surround yourself with items that bring you joy – whether that’s your favourite piece of artwork, photos of loved ones or travel souvenirs; anything that is personal to you. You could turn it into a DIY project: create a gallery wall, make your own art or even try your hand at candle making! Huddersfield-based company, **[Candle Academy](https://www.candleacademy.com/)** run fantastic candle making classes, so you’ll be able to deck your home out with homemade candles before you know it! 

***Colour psychology***

Colours can have a profound impact on our emotions. The ancient Egyptians practiced Chromatherapy, also known as ‘colour therapy’, which is a method of using colour to support our emotional, mental and physical wellbeing. Blues, for example, are thought to aid depression, bring down blood pressure and slow your heart rate, which is why they’re the perfect tones for bedrooms. 

Choosing calming colours like gentle greens, soothing neutrals or light greys for your walls and décor can help to make your space as relaxing as possible. 


# Practice relaxation techniques 

***Create a yoga and meditation corner***

When I’m not meeting the lovely customers of Vivly Living, I am a yoga teacher. I may be biased, but I can't stress the benefits of having a dedicated space for yoga and meditation enough. Set up a peaceful corner with a yoga mat, comfortable cushions and perhaps a diffuser with essential oils to enhance the relaxing atmosphere. While we are still in the summer months, you could even set up your yoga and meditation zone in your garden, as mentioned in my blog **[‘Transform your space: Make your garden a stress-free haven with Kirsty's Home Hints’](https://www.vivlyliving.com/news/transform-your-space-make-your-garden-a-stress-free-haven-with-kirsty-s-home-hints)** 

***Digital detox spaces***

In today's digital age, we’re all guilty of spending a lot of our time on screens. That is why it's crucial to create tech-free zones in your home and establish areas where screens are not allowed - such as the bedroom or a cosy reading nook. Disconnecting from technology can help you unwind and focus on the present moment. Additionally, you’ll sleep better, you’ll talk to loved ones more and you’ll truly be able to unwind. 


Creating a relaxing home environment takes time, so don’t try to do everything at once – you’ll just end up feeling more stressed! By implementing these tips, you can transform your home into a relaxing space where you can unwind, de-stress and recharge. At Vivly Living, we understand the importance of designing homes that promote wellbeing and relaxation. Our homes in Yorkshire are crafted with these principles in mind, offering you the perfect blend of comfort, style and tranquillity.

Explore Vivly Living homes today to discover how you can experience true relaxation in your everyday life. Whether you're looking for a cosy one-bedroom house or a spacious family home, we have options that cater to your lifestyle and relaxation needs.

Thank you for reading my tips on how to find your zen at home. For more information or to schedule a visit, **[contact us](https://www.vivlyliving.com/contact)** today. Let's make your dream of a relaxing home a reality.

Discover 10 tips on how to creating a relaxing home environment. 

Find out about Kirsty's top 10 tips on creating a relaxing home environment. 

10 tips for creating a relaxing home environment and finding your zen | Kirsty's Home Hints

A LEADING Yorkshire developer has warmly welcomed the recent cut in interest rates by the Bank of England.

Paul Brown, the managing director of award-winning Huddersfield-based Vivly Living, said the decision by the Bank to cut the base interest rate by 0.25 per cent from 5.25 per cent to 5.00 per cent has provided the embattled UK housing market with much-needed hope.

Major lenders such as Halifax, NatWest and Santander had all cut their mortgage rates in anticipation of a possible rate cut.

Mr Brown commented: “The cut to the base rate will deliver a timely confidence boost to the housing market in Yorkshire and across the UK. Despite headline inflation falling, the Bank had remained cautious about making a decision too soon that could reignite inflationary pressure. The time had now come to be braver, with inflation under control.

“For homeowners and those who’ve been looking to get on the property ladder, the past few years have been tough, but there are signs of it changing. Rates on mortgage deals have been falling, and I’m very hopeful that more cuts will follow.

“Summer is traditionally a busy time of the year for the housing market and this base rate cut should hopefully provide a new wave of confidence and affordability for many. With a new government in power that is committed to delivering near two million new homes, the bank’s decision could be a real turning point for homeowners and those who aspire to buy.

“There’s lot of pent-up demand in the market after months of political uncertainty and the base rate cut is the catalyst that we’ve been waiting for. 

We’ve already seen monthly mortgage approvals sitting at consistently high levels as this pent-up demand across the market has been released and, with interest rates now starting to fall, there are genuine grounds for optimism in the residential property market.”

Vivly Living, formerly Yorkshire Country Properties, is currently on site with three successful West Yorkshire developments at Shepley, Skelmanthorpe and Denby Dale.

Paul Brown added: “This stability in interest rates and the general more optimistic market sentiment is now resulting in an increase in enquiry levels and sales at all three of our sites, especially in the over £450,000 house price sector. 

“It is so important to remember that all parts of the new homes market aren’t in decline, despite what some pessimists might say. Our starter homes initiative at our three sites has been incredibly successful with first-time buyers keen to stop paying high rents and to climb on to the property ladder for the first time. There is also strong evidence to suggest that demand for well-built attractive family homes, correctly priced, remains healthy and should gather pace during the next 12 months.”

Vivly Living has just been shortlisted in Housing Project of the Year category for its successful Knowle Grange development in Shepley and the company won of a raft of regional and national awards last year. 

Phase One of Knowle Grange comprises 31 houses, 28 of which have already been sold or reserved. 

  “The Shepley development is a fantastic showcase for us. We are very conscious of building homes with both character and individuality, which blend in seamlessly with their immediate surroundings. Traditional stone exteriors, combined with contemporary interiors and stunning views, make our properties highly prized and unique. We are delighted they have proved so popular.”

Both Vivly Living’s other West Yorkshire developments at Denby Dale and Skelmanthorpe are progressing well, with houses at its brand-new Denby Dale site having just achieved a gold star rating for their energy efficiency and environmental impact.

The Willows development, which comprises 34 new houses including eight one-bed starter homes, has undergone the Government’s rigorous Standard Assessment Procedure (SAP) which assess a property’s green and sustainable credentials. The development has received an A rating, the highest SAP accolade there is.

Already nine of the Denby Dales homes have been bought, with a further two reserved. Prices range from £152,000 to £560,000 and the development will be fully completed by early next year. 

Paul Brown added: “We are so proud of The Willows. Situated in the breathtaking Yorkshire countryside, yet still within reach of excellent local amenities, our development provides the best of both worlds with a vibrant yet peaceful lifestyle. It is also close to Huddersfield, recently named as the UK’s premier property hotspot.”

AWARD-WINNING YORKSHIRE DEVELOPER WELCOMES BASE RATE CUT

July is **[Independent Retailer Month](https://www.facebook.com/IndependentRetailerMonthUK/)** (also known as ‘shop local’ month,) and there's no better time to explore and support the charming local businesses that make our communities in **[Holmfirth](https://holmfirth.info/)**, **[Shepley](https://www.vivlyliving.com/developments/knowle-grange)**, **[Denby Dale](https://www.vivlyliving.com/developments/the-willows)**, and **[Skelmanthorpe](https://www.vivlyliving.com/developments/whistle-bell-court)** so special. If you’re considering houses for sale in West Yorkshire, these towns and villages offer a unique blend of local charm and modern amenities. At Vivly Living, we believe in the importance of shopping locally to create vibrant, sustainable communities. Here are my favourite independent businesses in the lovely villages and towns which surround our Vivly Living sites. 


## Shepley: A Village with Character

With its quaint streets and friendly atmosphere, Shepley is a perfect starting point for your shopping adventure.

 **[Chamberlain’s Coffee & Cakes](https://chamberlainscoffeeandcakes.co.uk/)**,  located in the heart of Shepley, is a delightful café known for its delicious food and friendly service. The café offers a range of expertly brewed coffees, teas and an irresistible selection of homemade cakes and pastries. Whether I’m in the mood for a hearty breakfast, a light lunch or just a sweet treat, Chamberlain’s is my go-to place. The café also supports local suppliers, ensuring that the ingredients are fresh and high quality. With comfortable seating and a welcoming atmosphere, it's a great spot to relax and enjoy a leisurely break from the stress of your day-to-day. 


Photo credit: Chamberlain's Coffee & Cakes via **[@chamberlainscoffeeandcakes](https://www.facebook.com/chamberlainscoffeeandcakes/)**

## Holmfirth: The Heart of the Holme Valley
Known for its picturesque scenery and lively arts scene (and for being the setting of the TV programme Last of the Summer Wine!), Holmfirth offers a variety of unique shops and dining spots. As the largest town near our developments in Shepley, Skelmanthorpe and Denby Dale, it boasts an array of fantastic independent businesses to choose from. 

**[Beatties Deli & Coffee Shop](https://beattiesdeli.co.uk/)** is a well-loved spot in Holmfirth, known for its delicious deli items and cosy atmosphere. The deli is independently owned and offers a wide range of locally sourced products, including cheeses, cured meats, preserves and baked goods. The coffee shop section serves freshly brewed coffee, teas and an assortment of homemade cakes and pastries. Beatties is the perfect spot to enjoy a leisurely brunch while soaking in the liveliness of Holmfirth. The friendly staff and high-quality products make it a favourite among the community. My personal recommendation is their cherry scone with all the trimmings – you cannot beat it! 

If you’re looking to treat a loved one in your life, **[Hobson’s Florist](https://www.hobsonsflorist.co.uk/)** has been a staple in Holmfirth for years, providing beautiful floral arrangements for all occasions. The florist offers a wide selection of fresh flowers, from classic roses to seasonal specials, ensuring that there’s something for every taste and event. Whether you're looking for a stunning bouquet for a loved one or floral decorations for a special event, Hobson’s Florist guarantees high quality. Hobson’s pays attention to the little details which is why it is so loved within the community. Why not treat yourself to a bouquet to make your Vivly Living home look and smell gorgeous? 

**[Andrew’s Greengrocers](https://andrewsgreengrocers.co.uk/)** is a family-run business offering fresh, locally sourced produce. It is a huge part of the community as it has been around since 1974 and is committed to providing the highest quality fruits and vegetables. Andrew’s also offers a selection of local dairy products, fresh herbs and homemade jams and chutneys – it is a one stop shop! The friendly and knowledgeable staff are always on hand to offer advice and help you choose the best produce for your needs. Placing emphasis on local sourcing and sustainable practices, Andrew’s Greengrocer is the perfect place to shout about during Shop Local Month. 

Photo credit: Beatties Deli & Coffee Shop via **[@beattiesholmfirth](https://www.facebook.com/BeattiesHolmfirth/)**, Hobson's Florist via **[@hobsonsflorist](https://www.facebook.com/p/Hobsons-Florist-100063746130791/)** and Andrew's Greengrocers via **[@andrewsgreengrocers](https://www.facebook.com/AndrewsGreengrocers/?locale=en_GB)** 


## Denby Dale: A Slice of Traditional Yorkshire

Denby Dale is famous for its giant pies, but there's much more to discover in this charming village.

**[Utterly Yorkshire](https://www.utterlyyorkshire.co.uk/)** is a delightful shop which celebrates the best of Yorkshire’s products and crafts. It is owned by a family from Denby Dale itself and offers a wide range of locally made goods, including food, drink, unique gifts and bespoke hampers. Utterly Yorkshire showcases the talent and creativity of local artisans with a fantastic, friendly atmosphere. It really highlights the amazing talent in our wonderful area and is a fab place to find a trinket or gift. 

One of my favourite shops is the **[Kirkwood Hospice Charity](https://www.thekirkwood.org.uk/)** shop on Wakefield Road. It's perfect for sustainable shopping, updating your wardrobe and finding new pieces of homeware for your YCP home! All proceeds support the Kirkwood Hospice, which provides vital care and support to those with life-limiting illnesses. The shop is well-organised and staffed by friendly volunteers who are passionate about the cause, making it a fantastic place to spend your hard-earned money in. 



Photo credit: Utterly Yorkshire via **[@UtterlyYorkshire](https://www.facebook.com/utterlyyorkshire/?locale=en_GB)** and Kirkwood Hospice via **[@thekirkwoodsupportlife](https://www.facebook.com/thekirkwoodsupportlife/?locale=en_GB)**

## Skelmanthorpe: A Village Rich in History

Skelmanthorpe, with its rich textile heritage, is home to a variety of unique shops and community-focused businesses.

**[Grow Refill Store](https://www.growrefillstore.com/)**  in Skelmanthorpe promotes sustainable living by offering a fantastic range of refillable products. The shop encourages customers to bring their own containers to refill with household essentials such as cleaning supplies, beauty/personal care bits and dry foods. Grow Refill Store also stocks eco-friendly household products, including reusable bags, beeswax wraps and bamboo utensils, helping shoppers to reduce plastic waste and promote a zero-waste lifestyle. I love Grow Refill Store because you can shop to your hearts content and know that you’re looking after the environment. Don’t forget to bring your reusable containers to fill with your new purchases!  

**[Do It Yer Sen](https://doityersen.co.uk/)** offers a haven for DIY enthusiasts and home improvers alike. From tools and hardware to paints and gardening supplies, Do It Yer Sen provides everything locals need to tackle projects with confidence. It is Yorkshire by name and Yorkshire by nature as the friendly staff are committed to personalised service and expert advice, ensuring that every customer leaves feeling ready to get the job done. 


Photo credit: Grow Refill Store via **[@growrefillstore](https://www.growrefillstore.com/)** and Do It Yer Sen via **[@doityersen](https://www.facebook.com/doityersen/)**


## Support Local, Save Our Communities

Shopping locally is more than just a transaction; it's an investment in your community. Every purchase you make helps sustain local businesses, creates jobs and keeps our villages vibrant and thriving. This **[Shop Local Month](https://shoplocaluk.org/benefits-of-shopping-locally/)**, Vivly Living encourages you to explore the amazing businesses in Shepley, Holmfirth, Denby Dale and Skelmanthorpe. You'll discover unique products, friendly faces and the warm sense of community that makes our part of Yorkshire so special.

So, grab your shopping bags and set out on an adventure to support local businesses. You'll be amazed at the treasures you'll find right on your doorstep. Happy Shop Local Month!


Photo credit (L): 

Shop Local UK Org via **[@shoplocalukorg](https://www.facebook.com/shoplocalukorg)**

Discover hidden gems in Shepley, Holmfirth, Denby Dale and Skelmanthorpe for Shop Local Month.

Find out about Kirsty's favourite independent businesses in Shepley, Holmfirth, Denby Dale and Skelmanthorpe.

Celebrating Shop Local Month: discover hidden gems in Shepley, Holmfirth, Denby Dale and Skelmanthorpe with Kirsty

Celebrating Shop Local Month: Discover Hidden Gems in Shepley, Holmfirth, Denby Dale, and Skelmanthorpe with Kirsty

Vivly Living, one of Yorkshire’s leading residential property developers, has been selected as a finalist in the prestigious Building Awards 2024.

The Huddersfield-based developer, formerly known as Yorkshire Country Properties, has been shortlisted in Housing Project of the Year category for its successful Knowle Grange development in Shepley in West Yorkshire.

The company won of a raft of regional and national awards last year. 

Phase One of Knowle Grange comprises 31 houses, 28 of which have already been sold or reserved. Vivly is also on site with nearby residential developments at Denby Dale and Skelmanthorpe. 
  
The shortlisting party for the Building Awards will take place on September 18 at Church House, Westminster in central London, while the glittering Awards ceremony itself is on November 5 at the Grosvenor Hotel in Park Lane, London.

Paul Brown, Vivly Living’s managing director, commented: “This is wonderful news. We are tremendously proud of our Knowle Grange development in Shepley. Phase One has proved very popular, with only three houses left to sell. The prices there range from £150,000 for a starter home to five-bedroom houses at around £700,000, so there has been something for everybody.

“The Shepley development is a fantastic showcase for us. We are very conscious of building homes with both character and individuality, which blend in seamlessly with their immediate surroundings. Traditional stone exteriors, combined with contemporary interiors and stunning views, make our properties highly prized and unique. We are delighted they have proved so popular.

“We are incredibly proud of the sales achieved at Shepley – and, indeed, across all our three sites. We all know the challenging conditions that the residential property market currently faces and we are doing everything we can to make it easier for people and families to move house.




The Willows development, which comprises 34 new houses including eight one-bed starter homes, has undergone the Government’s rigorous Standard Assessment Procedure (SAP) which assess a property’s green and sustainable credentials. The development has received an A rating, the highest SAP accolade there is.

Oliver Bottomley, Vivly Living’s associate director, land and development, explained: “We are absolutely delighted to have achieved this A rating. As a residential housing developer, we are acutely aware of our environmental responsibilities, and we are now striving to achieve A ratings on all our new sites. This is a crucial objective for us.”

Already nine of the Denby Dales homes have been bought, with a further two reserved. Prices range from £152,000 to £580,000 and the development will be fully completed by early 2025. 

Samantha McGregor added: “We are so proud of The Willows. Situated in the breathtaking Yorkshire countryside, yet still within reach of excellent local amenities, our development provides the best of both worlds with a vibrant yet peaceful lifestyle. It is also close to Huddersfield, recently named as the UK’s premier property hotspot.”

•	For more information about Vivly Living’s developments, please visit www.vivlyliving.com




Huddersfield Developer Shortlisted in Prestigious Building Awards


We wanted you to be amongst the first to know that there are big changes afoot at Yorkshire Country Properties. 

 

Throughout the last year, we’ve been thrilled to pick up a few industry awards – regionally and nationally - for the quality of our new homes.   

 

We’ve also been looking at potential new development sites outside of our home patch as part of our strategy to become a national housebuilder.   

 

Once we start building new homes in other counties, we think it could be misleading if we tie ourselves geographically to Yorkshire and continue to call ourselves Yorkshire Country Properties. 

So, we have decided to go for a new, modern name and a fresh, more dynamic approach as we venture beyond the Huddersfield area - the same quality but with a new look. 

 

In readiness for the next stage in our development strategy, from 15 July, we will be called Vivly Living and our strapline will become ‘Homes with heart’. 

 

As Vivly Living, we’re on a mission to radically alter the face of housebuilding, We will continue with our tradition of building homes with outdoor space in beautiful locations - no soulless, cookie-cutter housing on small plots. We want to transform the new homes market to benefit future generations. 

 

By using sustainable materials and preserving the surrounding natural environment for wildlife, our designs will enable carbon neutral living and promote a positive work:life balance. 

Vivly Living logo

Just as we design with people in mind, we focus on people, places and communities wherever we build. 

 

Our dedication to delivering an exceptional customer buying experience remains unchanged. Vivly Living means village life that works for you, homes that are designed better and constructed smarter, for the modern world. 

So please be assured that all our existing Yorkshire Country Property guarantees, and legal documentation are in no way affected by our new look and name. Our marketing materials are in the process of being re-branded with the Vivly Living mark and styling. 

The launch of Vivly Living simply marks the next, exciting chapter in our journey and we wanted to share the thinking behind the changes with you.  

Although we may look different and operate under a new name, wherever we build we’ll be taking ‘a little bit of Yorkshire’ with us – our friendly, unassuming way of relating to customers and of doing things properly with a deeply-felt commitment to the quality of each and every home we build, so that we can say unequivocally, we build ‘Homes with heart’. 

 

If you are thinking of buying a beautiful new home from us, we hope it marks the start of a lifelong relationship with us – under our Vivly Living brand.  

We hope you will join us on our future journey and remember to look out for our new signage! 

Life is for living.  Homes are for living.  Vivly Living. 

Hot off the press - we're laying the foundations for our future

Hot off the press!

Award-winning residential developer Yorkshire Country Properties (YCP) has announced that the houses at its brand-new Denby Dale site in West Yorkshire have achieved a gold star rating for their energy efficiency and environmental impact.



The Willows development, which comprises 34 new houses including eight one-bed starter homes, has undergone the Government’s rigorous Standard Assessment Procedure (SAP) which assess a property’s green and sustainable credentials.


The development has received an A rating, the highest SAP accolade there is.

Oliver Bottomley, YCP’s associate director, land and development, explained: “We are absolutely delighted to have achieved this A rating. As a residential housing developer, we are acutely aware of our environmental responsibilities, and we are now striving to achieve A ratings on all our new sites. This is a crucial objective for us.

“Building regulations dictate that we obtain both design and as-built SAPs, which are generated by pulling together the build criteria including materials used, insulation and heating types. At Denby Dale, these included our use of timber-frame construction, highly efficient gas boilers, full internal wall insulation, solar panels, and wastewater heat recovery, which have all been used to create this high energy efficient rating, used in a variety of combinations


“Each property at Denby Dale has different methods of achieving the rating due to its location on the site, orientation and roof configuration. But all are equally energy efficient and environmentally friendly. We are proud to place more emphasis on sustainability than the bigger volume housebuilders, which sets us apart.  

“Energy is a bigger topic right now than it’s been in a generation. As we work our way through an ongoing energy crisis, most of us have become more conscious of how much energy we use and our homes at Denby Dale have been built specifically to keep energy costs down.”

Already nine of the Denby Dales homes have been bought, with a further one reserved. Prices range from £152,000 to £580,000 and the development will be fully completed by early 2025. 

Samantha McGregor, YCP’s Associate Director, Sales, commented: “We are so proud of The Willows. Situated in the breathtaking Yorkshire countryside, yet still within reach of excellent local amenities, our development provides the best of both worlds with a vibrant yet peaceful lifestyle. It is also close to Huddersfield, recently named as the UK’s premier property hotspot.



“Denby Dale first school is just a mile away, while Denby Dale Station, which is on the Penistone line that runs from Huddersfield to Sheffield, is even closer. Access to Yorkshire’s superb motorway network is excellent, with the M1 a 15-minute drive away. Commuting to major regional cities such as Leeds, Manchester, Sheffield and Barnsley takes less than an hour.”

The last word goes to Jackie Wignall, who moved into her Denby Dale house last month and enthused: “Thank you again YCP for being different, a premium builder who cares. Your help was much appreciated, helping to make the move a little less stressful. This help is not something consumers have come to expect generally from the construction industry.”


[Contact us today](https://yorkshirecountryproperties.co.uk/contact) for more information on our developments and buying a house with Yorkshire Country Properties.

It's an A Grade for stunning Denby Dale development

It's a Grade A for Stunning Denby Dale Development

At Yorkshire Country Properties (YCP), we are passionate about creating homes that not only offer comfort and style but also connect you to the natural beauty of Yorkshire. If you're searching for your dream home in Yorkshire, we encourage you to explore our portfolio of stunning properties across three developments in Shepley, Denby Dale and Skelmanthorpe. 

Imagine waking up to the breathtaking views of the Yorkshire countryside, stepping outside of your YCP home, and embracing the magic of your own private sanctuary every single day. Our homes in Yorkshire are strategically placed to allow you to experience the best of both worlds. You'll be nestled amidst the tranquility of the countryside, yet close enough to enjoy the charming village shops, cafes and traditional pubs. For the outdoorsy type, there are plenty of footpaths that take you through the beautiful countryside; it is the perfect setting for a morning walk or leisurely afternoon stroll.  
 

##### Celebrate the Summer Solstice in style


Embrace the magic of your YCP garden. You may have noticed how late the sun has been setting recently. That’s because the summer solstice takes place each year between 20th – 22nd June. This year, the solstice will be on Thursday 20th June, when the sun will set at 21:51pm in the Holmfirth area. Here at YCP, we understand the desire to embrace the great outdoors, especially when it comes to your own private haven. And what better place to celebrate the longest day of the year than in the picturesque setting of your garden? Here are my top tips for planning the perfect Summer Solstice celebration in your YCP garden:  


#### Awaken to the beauty of Yorkshire

Nestled amidst the lush greenery of the Yorkshire countryside, the Kirklees area, which is home to our development, offers a great blend of rural charm and village life. Stepping outside your YCP home, you're greeted by breathtaking views of rolling hills and the gorgeous countryside – what’s not to love?  

Furnish for fun and relaxation:  
Create inviting seating areas in your YCP garden to transform it into a place to unwind amidst the natural beauty. Invest in high-quality outdoor furniture that complements the style of your YCP home. Imagine deep-seated armchairs and sofas - perfect for lounging with a book and a glass of local Yorkshire ale or wine from the nearby Holmfirth Vineyard in hand. Don't forget a sturdy and stylish dining table and chairs for al fresco meals under the summer sun.  


##### Embrace the elements – Yorkshire style
Yorkshire weather is renowned for its unpredictability, so be prepared for anything! Have you thought about incorporating a retractable awning over your patio area, which will offer shade when the sun beams brightly and a shield from unexpected showers. Why not invest in a stylish fire pit that provides warmth and ambiance on cooler evenings, allowing you to enjoy the magic of the Summer Solstice long after the sun sets? Don't forget a large umbrella for those unexpected rain showers, ensuring gatherings in your YCP garden can continue without interruption.  
 

##### Activities for the longest day 

Embrace the extended daylight hours and create lasting memories in your YCP outdoor haven. Host a garden party with loved ones, complete with delicious food prepared with fresh, local Yorkshire produce. J Brindon Addy is an amazing local butcher, grazer and food hall which serves delicious meat, produce and wine. Make sure to stock up on refreshing drinks and enjoy your time with loved ones under the warm summer sky. You could even round everyone up for a classic game of lawn bowls or croquet on the grass - a quintessential summer pastime.  If you fancy a quiet night in, why not unwind with a good book on a comfy chair – I love cosying up in my Garden Hanging Chair and enjoying the peaceful surroundings.  


##### Let Your YCP garden flourish 

Your YCP garden is more than just an outdoor space; it's an extension of your Yorkshire Country Properties living area. This is especially down to the considered design of our homes. Many YCP kitchens have bi-fold or French doors which open out to your private garden, bringing the outside in. All of our gardens are turfed before move-in, so you can get your green gloves on straight away! Why not use the Summer Solstice to ensure that your plants are thriving. Try deadheading flowering plants to encourage new blooms and help your garden burst with colour throughout the summer season. Add a touch of local fragrance with aromatic herbs like lavender and rosemary, creating a delightful sensory experience in your Shepley haven.  
 
Have you read my blog, ‘Transform your space: make your garden a stress-free haven with Kirsty’s Home Hints?’ I discuss the health benefits of gardening, growing your own food and spending time with family and friends, so make sure to take a look! 


##### Let YCP help you find your dream home 

Our dedicated team at YCP is here to guide you through your homeownership journey. We understand that finding the perfect home is a deeply personal experience, and we're committed to creating homes that suit all shapes and sizes of life.  
 
Visit our website or our Experience Hub at Knowle Grange, Shepley today to explore our wide range of homes. Let us help you unlock the door to your dream home, a place where you can celebrate the Summer Solstice and every other season in style, surrounded by the breathtaking beauty of Yorkshire.  
 

##### Imagine this… 

Waking up to the gentle chirping of birds and the soft glow of the rising sun peeking through your bedroom window.  
Stepping outside onto your patio and taking a deep breath of fresh Yorkshire air, invigorating your senses.  

Spending your evenings relaxing in your YCP garden, surrounded by the peace of the Yorkshire countryside and the twinkling stars above.  
 
…this isn't just a dream; it can be your reality.  
 

 


##### Get in touch

Contact Yorkshire Country Properties today on hello@yorkshirecountryproperties.co.uk or 01484 441315 and start your journey to a life well-lived in a YCP home.  
  

Kirsty’s Home Hints: how to plan the perfect Summer Solstice celebration in your Yorkshire Country Properties garden today. 

Kirsty’s Home Hints: How to plan the perfect Summer Solstice celebration in your Yorkshire Country Properties garden today!  

Welcome to Shepley, where you dream home awaits! If you’re in the search of the perfect place to call your own, look no further. In Shepley, we have a wide range of homes for sale that will suit your needs and preferences. 

In this edition of Kirsty’s Home Hints, I will be discussing what it’s like to live in Shepley, as well as providing some information about our gorgeous homes, latest offers and customer feedback. Keep reading to find out more! 

Our Knowle Grange development in Shepley is home to 31 one-to-five-bedroom homes with a further 46 homes due to complete in July 2025. Knowle Grange is located on Abbey Road, just a short distance from Shepley village centre and railway station. Living in Shepley means enjoying a host of amenities and facilities that are designed to enhance your quality of life. It has brilliant amenities, a tight knit community and great transport links among the gorgeous open Yorkshire countryside – what’s not to like?

Whether you’re a first-time buyer or looking to upgrade, our homes at Knowle Grange offer the perfect blend of style, comfort and functionality. Located in a prime location in Shepley, you’ll have easy access to all the amenities and conveniences you desire, including shops, great schools and brilliant local parks. 

Our dedicated Customer Experience team is committed to helping you find your dream home. With their expertise and personalised service, you can trust that your home-buying journey will be seamless and stress-free. Why not pop into our Experience Hub to have a chat with us?


## Types of Homes Available at Knowle Grange


Knowle Grange offers a diverse range of housing options to cater to all shapes and sizes of life. Whether you’re a young professional looking for a stylish home or a growing family in need of space, Knowle Grange has something for everyone. 

There are currently three plots available at our Knowle Grange development:

***Plot 7*** is a four-bedroom, two-storey detached house with a beautiful designer SieMatic kitchen. It is based on a corner plot and has plenty of outdoor space for hosting loved ones in the warmer months, including a front, side and rear garden. The beautiful home hosts large amounts of storage space, including a single detached garage, built from YCP’s signature tumbled Yorkshire stone. This home is perfect for a family as it has parking space for two vehicles and lots of space to suit your needs. 

The house is currently on the market for **£595,000** and is part of one of our fantastic offers! When you buy this house, *you will receive £5,000* from YCP to spend on whatever you fancy.* This could go towards a holiday, new homeware or upgrades, your stamp duty or even a boost for your deposit! Plus, plot 7 is ready to move into with carpets and flooring included. You can find out more about plot 7 [here](https://yorkshirecountryproperties.co.uk/homes/knowle-grange/the-meadow-kg). 

***Plot 8*** is a beautiful four-bedroom, two-storey detached family home made from natural tumbled Yorkshire stone. The property boasts front and rear gardens, so you won’t be short of outdoor space. There is parking space for two vehicles, a spacious utility room and study - here at YCP, we understand that life is for living, and features like these make that as easy as possible. 

This home currently has an amazing Summer Savings offer – with a massive **£65,570** off! Don’t miss out on the opportunity to make this gorgeous house yours and save yourself tens of thousands of pounds. You can find out more about plot 8 [here](https://yorkshirecountryproperties.co.uk/homes/knowle-grange/the-mill). 
 
***Plot 12*** is a unique plot as it is our professionally interior designed show home. With five-bedrooms across three-storeys, space is not an issue in this beautiful home. It has a dual-aspect living room with a built-in fireplace, TV and Sonos sound system – perfect for hosting nights in with your friends and family. Bi-fold doors open from the large shaker style kitchen/diner onto the rear patio and garden. With three bathrooms and a downstairs W/C, there’ll be no need to argue over the bathroom in the mornings. The master bedroom features a dressing area complete with fitted wardrobes and an en-suite. One of the double bedrooms is set up as a cinema room with a wall mounted TV – it is the ultimate space for a cosy night in! 

This house is not one to miss out on, as it comes with all carpets, curtains, blinds and flooring plus ALL furniture, AV equipment and furnishings included – for just **£699,950** ! It is ready to move into so you could be hosting summer housewarming parties and BBQs in no time! Find out more about plot 12 [here](https://yorkshirecountryproperties.co.uk/homes/knowle-grange/the-lilac-fully-furnished).



## Amenities and facilities in Shepley 

Shepley is a charming village, brimming with delightful amenities and facilities that make life here a pleasure. You’ll love the convenience of the local shops, post office and pharmacy for all your everyday needs. And let’s not forget the cosy pubs! **[The Black Bull](https://www.facebook.com/theblackbullshepley)** and **[The Sovereign Inn](https://www.vintageinn.co.uk/restaurants/yorkshire/thesovereignshepley#/)** are perfect spots for a catch-up over a delicious meal or relaxed drink (or two!) with friends. A personal foodie favourite of mine is **[Chamberlain’s Coffee and Cake](https://chamberlainscoffeeandcakes.co.uk/)**, where you can get the most amazing brunches and cakes – make sure to try the Nutella Cookie S’mores! They even do ‘Woofachino’s’ for your pups. What’s not to love!? 

For families, the local primary, Shepley First School, is a fantastic choice, having been rated ‘Good’ by Ofsted. It’s conveniently located just a short 9-minute walk from our Knowle Grange development, making the morning mad-dash a bit less mad. Plus, a leisurely stroll through the village is a lovely way to start the day. 

For the outdoorsy type, there are beautiful parks to explore, while bookworms can get lost in the local library. Healthcare is well covered too, with essential medical services and a pharmacy close at hand. Getting around is a breeze thanks to the well-connected railway station, from which you can go direct to Huddersfield and Sheffield. 

Shepley really does offer the best of both worlds – rural tranquillity combined with modern convenience, making it an idyllic place to call home.


## The Shepley community 

The community in Shepley is vibrant and closely-knit, anchored by various local activities and events. Whether it’s joining a game at the lively **[Shepley Cricket Club](https://shepley.play-cricket.com/home)** or cheering on **[Shepley Football Club](https://x.com/shepleyfootball)**, there’s always something going on.

One of the highlights has to be the **[Shepley Spring Festival](https://www.facebook.com/ShepleySpringFestival/?locale=en_GB)** – a fabulous weekend filled with folk music, dancing and lots of fun for everyone. The village hall is always buzzing, hosting everything from local markets and craft fairs to charity events. In Shepley, there’s always a friendly face and a sense of togetherness, making it the perfect place to call home. 


## Tips for Finding Your Dream Home in Shepley

Finding your dream home in Shepley is an exciting and rewarding experience, but it can also be a daunting task. To help make the process easier, here are some tips to keep in mind when searching for your perfect home in Shepley.

**Think about your must-have features and amenities:** we have a wide range of house-types here at YCP, so knowing what your priorities are is a great place to start. We also have a fantastic and extensive list of available upgrades, so there is always room to personalise and transform a plot into your dream home. 

**Get to know Knowle Grange and Shepley:** As I’ve previously discussed, Shepley is a fantastic place to live. If you’re new to the area, make sure to see that for yourself! Have a look round our Knowle Grange development, take in the gorgeous views of the Yorkshire Countryside and wander into the village to visit one of the great local pubs or cafés. You’ll quickly understand what all the fuss is about! 



## Testimonials from YCP Customers 

If you're curious about what it's like to live in a YCP home, you're in the right place! We've gathered some wonderful testimonials from our happy customers who are excited to share their experiences. From seasoned homeowners to first-time buyers, hear firsthand how our commitment to quality and customer care has made a difference in their lives. Read their stories below and see why so many people love calling a YCP development their home. 

Bill and Roisin McBurney, who have bought a YCP house at our Denby Dale development, gave praise about their experience: “From the initial contact, we felt YCP were customer focused and very professional. The Customer Experience team, the construction team and the after-care team were all superb. There was no hard sale, no pressure and, besides being so professional, they were very accommodating to our personal needs. We have bought off-plan as we have bought off plan before and feel that YCP have been superior in all areas to other residential developers.”

First-time buyers, James and Anna, bought a house at Whistle Bell Court, Skelmanthorpe. They are delighted with the service and support they received from YCP: “From the outset, everything was explained very clearly to us as first-time buyers. We were very impressed by the quality of our home; we commissioned an external snagging report, which found next to nothing wrong with the build. The team who carried the report said this was one of the best houses that he has ever seen.

“We really enjoyed choosing the options for our house. There were so many to choose from, which other developers would not offer. And every minor job was dealt with quickly. Overall, we are really happy in our YCP home. The whole process was made really easy and as first-time buyers, we will definitely be recommending YCP to everyone we know.”

As you can see, Shepley offers an incredible blend of community spirit, modern conveniences and beautiful homes, making it an idyllic place to settle down. Whether you're drawn to the charming amenities, the vibrant community or the stunning Yorkshire countryside, Shepley truly has something for everyone.

Our Knowle Grange development perfectly captures Shepley’s unique charm, offering a diverse range of homes that cater to all lifestyles and fantastic offers that fit a variety of budgets. With our dedicated Customer Experience team ready to guide you every step of the way, finding your dream home has never been easier.
Don’t just take our word for it – our satisfied customers' testimonials speak volumes about the quality and care that YCP provides. So why not take a stroll through Shepley, visit Knowle Grange, and see for yourself why so many people love calling this village home?

Your dream home in Shepley is waiting for you – come and discover it today!


Explore Knowle Grange in Shepley, Yorkshire! These Three to Five-Bedroom New Build Homes Offer Style, Comfort, and Great Amenities. Conveniently Located Near Local Amenities and Transportation Links, They're Perfect for Your Dream Home. VISIT Our Experience Hub Today.

Kirsty’s Home Hints: Discover your dream home in Shepley – explore homes for sale near you! 

Award-winning residential developer Yorkshire Country Properties (YCP) has unveiled a raft of stunning testimonials for some of its finest houses in West Yorkshire.

YCP has been praised for the quality of its houses, the professionalism of its sales and construction staff and the high standard of its after care.


Shepley

The developer, which was honoured in a host of residential property awards last year, is currently on site with three high-quality developments at Shepley, Skelmanthorpe and Denby Dale. All these village locations are close to Huddersfield, recently named as the UK’s premier property hotspot.

Wendy Williams, who has bought a YCP house with garden at Denby Dale with her husband Martin, commented: “We first came across Yorkshire Country Properties in 2022. We loved the stone-built houses, and I was very keen to purchase one after viewing the show home in Shepley. But we chose one at Denby Dale, because of the position of the three terrace houses on the development. 


“The whole experience from start to finish has been an adventure. We had lots of help from the sales team on choosing our fixtures and fittings, using their expert knowledge, and the construction team helped create the perfect garden. We are so happy to be in our new home and would highly recommend YCP to potential buyers after our excellent experience.”

Bill and Roisin McBurney, who have bought a YCP house at Denby Dale, commented: “From the initial contact, we felt YCP were customer focused and very professional. The sales team, the construction team and the after-care team were all superb. There was no hard sale, no pressure and, besides being so professional, they were very accommodating to our personal needs. We have bought off-plan as we have bought off plan before and feel that YCP have been superior in all areas to other residential developers.”



Jackie Wignall, who bought a house at Denby Dale, said: “Thank you again YCP for being different, a premium builder who cares. Your help was much appreciated, helping to make the move a little less stressful. This help is not something consumers have come to expect generally from the construction industry.”

Finally, James and Anna, who have bought a house at Skelmanthorpe, commented: “From the outset, everything was explained very clearly to us as first-time buyers. We were very impressed by the quality of our home; we commissioned an external snagging report, which found next to nothing wrong with the build. The team who carried the report said this was one of the best houses that he has ever seen

“We really enjoyed choosing the options for our house. There were so many to choose from, which other developers would not offer. And every minor job was dealt with quickly. Overall, we are really happy in our YCP home. The whole process was made really easy and as first-time buyers, we will definitely be recommending YCP to everyone we know.”
 
Paul Brown, the managing director of Yorkshire Country Properties, commented: “We are absolutely delighted to hear these wonderful testimonials. The level of service that our recent buyers have experienced from our team is what we are all about and - alongside the quality of what we offer - is how we differentiate ourselves from the rest.


“Our team, be it Construction, Sales, Aftercare, Marketing or Finance, all do our very best to provide an exceptional service. These testimonials are such great feedback and mean a great deal to us.

“Huddersfield, and the picturesque villages which surround the town, tick so many boxes. Houses here offer superb value for money, bearing in mind their excellent location, their beautiful surroundings and their first-class facilities. What a magnificent combination of factors.

“At the same time, confidence is returning to the housing market, driven by a pause in bank rate increases and the prospect of lower mortgage rates. It's widely anticipated that rates closer to 4 per cent will attract more buyers into the market, supporting sales and pricing levels.”

Sales Director Samantha McGregor added: “At Yorkshire Country Properties, we have been buoyed by recognition in a range of awards in 2023, winning two major honours in the WhatHouse? awards and being shortlisted in the Yorkshire Post Real Estate and the Yorkshire Business Insider Property awards for our developments at Shepley, Skelmanthorpe and Denby Dale.

“This recognition has meant a tremendous amount to our hard-working team and has given us the confidence to progress two prestigious new West Yorkshire developments, one at Grange Moor, Kirklees, and the other in the very popular Huddersfield postcode of HD9. Yes, 2023 was tough, but this year’s mortgage rate cuts are just the boost the housing market needs.”

Please call [01484 599454](tel:01484599454?utm_source=Testimonias_Article&utm_medium=Contact_Via_Phone&utm_campaign=Blog_Leads)
to find out more about YCP’s properties. Or visit the [Customer Experience Hub at Knowle Grange, Shepley HD8 8GL](https://maps.app.goo.gl/RK4W7MX394NfAk5p6).

AWARD-WINNING HUDDERSFIELD DEVELOPER UNVEILS A RAFT OF STUNNING TESTIMONIALS

Welcome back to Kirsty’s Home Hints! Now, I’m sure you’re looking forward to the upcoming late May Bank Holiday just as much as I am. I think that a three-day weekend, a four-day work week next week and the promise of some good weather is just what we all need. 

I'll admit, I’m usually one to spend my bank holiday weekends jet-setting to wherever has the best deals, or finding a nice staycation somewhere in the UK, but I return to work feeling more tired than I was the week before. Sound familiar? Well, in a bid to put that behind me, I spent May Day Bank Holiday at home earlier this month, and I absolutely loved it. I saw friends and family, got on top of all the things I needed to do around the house and felt recharged and ready for the following week. If this sounds like your idea of a weekend well spent, then keep reading to find out my eight top-tips on how to spend a bank holiday at home. 

**Attend YCP’s Family Fun Day:**

Not to sound self-serving, but you could always come and visit us! On the 25th of May, we are hosting a Family Fun Day event from our Experience Hub at our Shepley site between 11:00am-3:00pm. This is your opportunity to view our exceptional homes and see first-hand why they are the perfect choice for you. 
You’ll be able to view plots 4, 7, 8, 9 and 13. Plus, we have special offers* launching at the event:  

•	**Plot 8** is reduced by **£31,000** to **£543,900**! 

•	**Plot 13** is reduced by a huge **£50,000** to **£599,950**! 

•	When you purchase **plots 4** and **7**, **you’ll receive £5,000 to spend as you wish** and make your dream home a reality! 

•	All available plots have **carpets and flooring included, are ready to move into and have Porcelanosa tiling**. 

Imagine what you could do with the extra savings! Don’t miss out on the opportunity to make one of these fantastic houses your new home.  The day will be filled with fun for all the family – there will be an ice cream van with free 99s**, a balloon artist and craft fairy entertainment. 

Mark your calendars and join us for a day of fun and fantastic deals. We look forward to seeing you there and helping you find your dream home! 

**Get your garden summer ready:**

If you haven’t already, it’s time to take the furniture out of the garage and get your garden summer-ready! Maybe your BBQ needs a good clean, or your patio could do with a jetwash – whatever it is, now is your time to do it. Turning your garden into your own sanctuary provides you with the perfect space to relax this weekend and for the rest of the summer. Have you read my recent blog, ‘Transform your space: Make your garden a stress-free haven with Kirsty’s Home Hints’? Read it [here ](/news/transform-your-space-make-your-garden-a-stress-free-haven-with-kirsty-s-home-hints)to find out my top 10 tips. 

**Have a picnic:**

A picnic is a fun, low-budget way to spend your bank holiday weekend. You can do this with friends, family, the kids or everyone! Dust off the cool box, make or buy your favourite picky bits and find a local park (my favourite is The Sands in Holmfirth) to spend the afternoon in. 
Alternatively, although getting out and enjoying the lovely surrounding nature is great, you don’t have to travel far for a picnic if you don’t want to. With just a blanket, you can have a fantastic picnic in the comfort of your own garden. 
A great game to play at a picnic is bean bag toss for the kids, or boules for the adults. It is amazing how competitive people get! You can buy inexpensive kits for both games online, and they’ll last you for many summers to come.

**Visit a vineyard:** 

Did you know that Holmfirth is home to a gorgeous vineyard? Spend a day at the Sheveling Wine Estate at [Holmfirth Vineyard](https://holmfirthvineyard.com/), where you can try great local wines and take in the gorgeous views of the Yorkshire countryside. You can dine in their tasting lounge, which offers panoramic views of the Holme Valley (I recommend the Afternoon Tea), discover the history of the vineyard and try their award-winning English wines on a tour and tasting session. You can even stay the night in one of their carbon-neutral apartments.  

**Host friends and family for a BBQ:**

If the weather permits, why not have your friends and family for a bank holiday BBQ? YCP homes are the best place for this, as they all have bi-fold doors from the kitchen/lounge into the garden, creating a great, sociable space to catch up with your loved ones – plus, it allows quick and easy access for a drink top-up!  You could even go the extra mile to really wow your guests and make the planning stage easier for yourself by ordering ingredients from local Butchers and Food Hall, [J Brindon Addy](https://www.jbrindonaddy.co.uk/). They have high-quality, locally sourced meat and produce, perfect for all the delicious dishes you’ll make. 

**Go for a walk:**

Soak up the gorgeous Yorkshire countryside and walk off the weekend wine with a long walk in Holmfirth. This is a budget friendly way to get outdoors, breathe in some fresh air and move your body. My go-to routes are both near Holmfirth – a beautiful short route round [Honley Woods Circular](https://holmfirth.info/place/honley-woods-circular-walk-21-4-miles/) and a longer route at [Digley Reservoir](https://holmfirth.info/place/digley-long-walk-2-5-miles/). You could even incorporate a picnic pit-stop into your walk to make it double the fun! 

**Work on a mini project:**

If you prefer to stay in all weekend and enjoy your lovely YCP home, why not spend it working on a mini project? You could upcycle some old furniture into a brand-new item. For a fraction of the cost, you could transform and refresh your space. I love watching [@casalawson](https://www.tiktok.com/@casalawson?lang=en) on TikTok for all of her upcycling tips. It’s amazing what a bit of graft can do!

Do you have a wardrobe full of clothes that you’ll never wear again but can’t bear to sort out? Now is the time to do it! Sort them into four piles: Bin, Donate, Sell, Keep. Donate your clothes to a local charity shop, for example, the brilliant [Kirkwood Hospice](https://www.thekirkwood.org.uk/) shop in Holmfirth, which uses the money they make from donations to provide high-quality care for its patients and their families.  

Did you find clothes that still have the tags on that you forgot to return and have not touched since you bought them? Selling these unwanted clothes on reselling sites like [Vinted ](https://www.vinted.co.uk/) or [Depop ](https://www.depop.com/gb/) can make you a bit of passive income. That means more money for your summer wardrobe refresh!

As the latest edition of Kirsty’s Home Hints comes to a close, I look forward to the upcoming bank holiday. It holds a multitude of possibilities, from revamping your space to enjoying the beautiful Yorkshire countryside with a walk or a picnic. Don’t forget to mark your calendars with our **Family Fun Day at our Shepley site on Saturday 25th May between 11:00am-3:00pm for a day filled with fun and fantastic deals.** **You can tag us at @yorkshirecountryproperties with all of your pictures.** However you spend your bank holiday weekend, I hope it is relaxing and rejuvenating! 

*Up to £50,000 off original price on selected plots. Advertised price includes reduction. See website for more information, terms and conditions apply.
 
**One free ice cream per person. You’ll receive a voucher upon visiting our open houses entitling you to one ice cream, while stocks last.

Read to find out Kirsty's eight top-tips on how to spend your bank holiday at home, especially in the Holmfirth, Yorkshire area! 

Kirsty's Home Hints: how to spend a bank holiday at weekend at home

KIRSTY’S HOME HINTS: HOW TO SPEND A BANK HOLIDAY WEEKEND AT HOME

Leading northern residential developer Yorkshire Country Properties (YCP) is holding a special Family Day at one of its prime West Yorkshire sites.

This Summer Savings day will take place at YCP’s award-winning Knowle Grange development in Abbey Road, Shepley, near Huddersfield on Saturday May 25 from 11.00am until 3.00pm.

The day will feature some fantastic deals, with up to £50,000 off selected houses.

There will be special family activities, including an ice cream van with free 99s for all visitors, until stocks run out, a balloon artist and craft fairy entertainment.

Paul Brown, the managing director of Yorkshire Country Properties, commented: “We are absolutely delighted to announce this unique Family Day at our award-winning Shepley development. We are offering significant discounts on selected houses at a time when quality new-build homes in the Huddersfield area are becoming increasingly popular.

“We are very proud of our Knowle Grange, a beautiful new development on Abbey Road, within a short distance of Shepley village centre and railway station. We have already sold 24 houses, with two others reserved, but we are keen to showcase five remaining homes, Plots 4, 7, 8, 9 and 13 which we believe represent absolutely incredible value. Do please come and have a look.”

The key deals include Plot 13, a spacious five-bedroom house, with study and garage, which has had its price slashed from £649,000 to £599,950 and features a Siematic designer kitchen, worth over £31,000, with Bosch appliances; Plot 8, a four-bed detached house, with garage, utility room and study, which was £575,000 and is now £543,900; and Plot 9, a four-bed detached house with garage, utility room and study, which is priced to sell now. All homes are ready to move into and have flooring and carpets included.

Paul Brown continued: “Huddersfield, and the picturesque villages like Shepley which surround the town, tick so many boxes. Houses here offer superb value for money, bearing in mind their excellent location, their beautiful surroundings and their first-class facilities. What a magnificent combination of factors.”

Anne Haggas, new homes specialist with global property consultancy Savills, who are marketing YCP’s development at Shepley commented: “Savills are very proud to be working in partnership with Yorkshire Country Properties. They deliver exactly what it says on the tin. They design and build exemplary one to five-bed new build homes throughout West Yorkshire, with an empathy for the area and with meticulous attention to detail.

“All of their properties are built to the highest quality and are contemporary in design with a stylish elegance. They are all built from natural Yorkshire stone and they pay particular attention to individual plot positions to avoid uniformity.

“Yorkshire Country Properties build the most desirable homes, in excellent locations, with beautiful surroundings and first-class facilities. However, with equal importance to the properties which they build, they take tremendous care to create the perfect customer journey from reservation to completion to deliver the ultimate buying experience.”

Samantha McGregor, YCP’s Associate Director, Sales, added: “The lifestyle offering in the Huddersfield area is unbeatable. Together with attractive country walks and historic pubs, there are also quality schools, thriving independent shops and a lively social scene. What’s more, it’s within easy reach of Leeds, Manchester and Sheffield, with city life on your doorstep, without paying a city’s higher property premiums.

She continued: “At Yorkshire Country Properties, we have been buoyed by recognition in a range of awards in 2023, winning two major honours in the WhatHouse? awards and being shortlisted in the Yorkshire Post Real Estate and the Yorkshire Business Insider Property awards for our developments at Shepley, Skelmanthorpe and Denby Dale.”

***Please call 01484 599454 to find out more about YCP’s Family Day on May 25. Or visit the Customer Experience Hub at Knowle Grange, Shepley HD8 8GL.***

SUPER SUMMER SAVINGS FAMILY DAY AT SHEPLEY

Welcome back to Mortgage Mastery with me, David Bussey. In this edition, we will be demystifying mortgage jargon. Whether you’re a first-time buyer or just looking for a new place to call home, getting to grips with the plethora of mortgage-related terminology can be overwhelming – so, below is an A-Z of key terminology-related FAQ’s that you may ask yourself when researching mortgages. Knowing the answers will empower you to make informed decisions when it comes to one of the biggest financial commitments of your life. So, let’s get started!  

**What is an Agreement in Principle?**

An Agreement in Principle (AIP), also known as a Mortgage in Principle or Decision in Principle, gives you an understanding of how much you may be able to borrow towards the purchase or remortgage of a property. It's a document that you can use with an estate agent, or those selling a property, to show that you are in a suitable financial position to purchase it. 

All lenders will make a decision on how much a mortgage applicant can borrow by assessing their affordability. This is assessed using the applicants’ income and expenditure. 

General income will consist of salary for the employed and net profits for the self-employed, guaranteed overtime, bonus payments, sustainable allowances, benefit income and pension. 

General Expenditure will consist of monthly credit commitments, including credit card balances; personal loan repayments; car finance; student loans; childcare costs and all monthly expenses that fall under household costs such as utility bills; Council Tax; food and transport.  

The lender will use their own method of calculation so there is no one rule for all. It’s also based on the individuals’ personal circumstances, for example how many dependants they have, their age and the mortgage term.  

Most lenders have Affordability Calculators available on their websites which will give you a good idea of the amount that can be borrowed from that lender. Other lenders may offer a higher or lower mortgage facility. 


**What does APR/APRC stand for?** 

The annual percentage rate of charge (APRC) is the total cost of the loan expressed as an annual percentage.  The APRC is provided to help you compare different offers. 


**What is a Broker/Intermediary?** 

An independent adviser who can help you with mortgages and other financial matters. 

 

**What is a Credit Score?**

Most banks and mortgage lenders use a credit score to determine your ability to pay back the money you have borrowed (via monthly payments). Your personal credit score is affected by money you are already borrowing, such as credit cards, phone loans, car loans etc, and whether you make payments on time or have a history of missed monthly payments.  

Using credit cards as an example, if you miss a payment, your credit score is negatively affected, whereas if you pay your credit card off in full each month, your score is positively affected. The higher your credit score; the more likely you are to get a mortgage because you are seen as financially responsible and low risk. You can keep track of your own personal credit score by visiting a credit referencing agency. The most reliable and mostly used by mortgage lenders are Experian, Equifax and Check My File. 

 
**What is Conveyancing?**

Conveyancing is the legal process involved when ownership of a property is transferred from the seller to the buyer. It can start when your offer is accepted, up until after the sale is completed. 

Purchasing a property is a legal transaction, so your mortgage lender will require you to obtain the services of a qualified solicitor or property Law Conveyancing specialist. This ensures that you are protected and all the legal administrative work is completed correctly. 

***The conveyancer will manage tasks including:***

-handling the contract of exchange – e.g., negotiating any details, if needed 

-dealing with the Land Registry 

-handling local council searches and other formal enquiries 

-reviewing your mortgage offer from the lender 

-collecting and transferring money for the property purchase 

-arranging for payment of Stamp Duty, Land Tax and other payments 

-notifying the freeholder of the sale, if your home is leasehold  

-providing legal guidance. 


**What is a Mortgage Deposit?**

The amount you need to pay towards the total purchase price of the property. This varies depending on the product and lender. Some lenders offer as little as a 5% deposit mortgage for first time buyers. 

 
**What is an Early Repayment Charge (ERC)?**

Some mortgages, such as a fixed rate mortgage, charge a fee if you pay back the loan early. This is known as an ERC. It can vary, so check your original letter of approval or terms and conditions for the amount.  Most lenders, however, will allow overpayments of up to 10% of the mortgage balance in any one year without applying an ERC. 

**What is a Fixed Rate Mortgage?**

A mortgage where the interest rate stays the same for a specific period (e.g. two or five years) even if the base rate changes in the meantime. 

**What does Freehold mean?**

You own both the property and the land it stands on. 

**What is a Gifted Deposit?**

A gifted deposit is when someone else, perhaps a family member, provides the funds for some, or all, of your mortgage deposit. This however must be a genuine gift with NO expectation of it being repaid. The gift donor will have to sign a declaration to this effect and to confirm they will have NO interest in the property. 

**Did you know that YCP currently have an offer on our starter homes, where if you are gifted money for your deposit, we’ll boost it with an extra £2,000? Find out more about eligibility and terms and conditions [here](/).**

**What is the Land Registry?**

The official body that holds the details of property ownership. 

**What does Leasehold mean?**

You own the property but not the land it is built on, for a specific number of years. Flats are usually owned on a leasehold basis. You may find it hard to get a mortgage if there are fewer than 70 years left on the lease of the property you want to buy. Leases are renegotiable, but the shorter remaining terms, the more expensive it will typically be. 

**What are Lender Arrangement Fees/Product Fees?**

When selecting a mortgage lender, it’s important to be aware of the costs associated with the mortgage products they offer. 

As an example, mortgage products will include *Fixed Rates*, *Tracker Rates*, and *Variable Discounted Rates*. So, if you would prefer to fix the rate of interest on your mortgage, the lender may charge an arrangement fee or product fee to secure the rate offered. Generally, this fee is likely to be between £495 to £1,950. In some scenarios, this fee can be added to the mortgage balance, but remember that any fees added will incur interest charges throughout the term of the mortgage. Alternatively, you can make the payment upfront with your application. 

**What does LTV mean?**

LTV means Loan to Value. This is the ratio of what you borrow for your mortgage (presented as a percentage) against the value of your property. For instance, if you have £50,000 mortgage and your home is worth £100,000, your LTV is 50%.  

**What does Monthly Repayment mean?**

The amount you pay to your lender for your mortgage each month. 

**What is a Mortgage Illustration?**

A mortgage illustration should be given to you before you make a mortgage application. It describes the key things you need to know about your mortgage, such as payments and fees. A mortgage broker can guide you through a mortgage illustration, to ensure that you understand each section and are happy with the contents. 

**What is a Mortgage Offer?**

This is your guaranteed offer. Once your mortgage is approved, you'll get a formal offer setting out the terms and conditions. 

**What is a Mortgage Term?**

The amount of time over which you repay your mortgage (e.g. 25 years). 

**What does Overpayment mean?**

This is when you pay extra, over and above your monthly mortgage payment. You could choose to make a one-off lump sum overpayment or regularly on your monthly repayments. Overpayments save you interest and will shorten your mortgage term. Don’t forget about ERC’s though! 

**What does Portability mean?**

This is when an existing mortgage is transferred between properties when you move house. 

**What is a Payment Holiday?**

This is a period during which you make no payments on your mortgage, however, interest will continue to be charged. This feature is usually only available on a flexible mortgage. 

**What is Stamp Duty Land Tax/SDLT?**

This is a tax you pay when you buy a property. You don't have to pay stamp duty on a property purchase of up to £250,000 (/£425 for first time buyers) but will pay a percentage of the price on any amount over this. The rates of stamp duty increase with property price, ranging from 1% to 5% for properties up to £1million.  

**What is a Standard Variable Rate?**

The default mortgage interest rate that your lender will charge you after your initial mortgage deal ends. 

**What is a Tracker Rate Mortgage?**

This is when the mortgage interest rate is set at a fixed percentage above the Bank of England (BoE) base rate. The interest rate payable will rise and fall in line with changes to the BoE base rate. 

**How important is a Valuation?**

Mortgage lenders require a valuation to prove that the property is worth the amount you want to borrow. 

**What is a Variable Rate?**

This means the interest rate can go up or down if your mortgage lender decides to change their standard variable rate. 

Now that you’re a mortgage jargon whizz, are you wanting to get the ball rolling with the mortgage process? Keep an eye out for the next edition of Mortgage Mastery, where I will be giving you advice on how to save up for your deposit. Coming soon!  

I hope this guide has clarified some of the tricky terminology that relates to mortgages. If you’re still unsure about anything or have come across terminology that is not included in this guide, then **get in touch with me, David Bussey, for a no-obligation chat on 07973 501882**.  I am an independent mortgage broker/adviser and can provide personalised mortgage guidance and expert advice to help you take the first step towards homeownership.

An A-Z of mortgage terminology and definitions. 

Independent mortgage broker and adviser, David Bussey, demystifies an A-Z of mortgage terminology and definitions.  

Mortgage Mastery by David Bussey - demystifying mortgage jargon: a beginner's guide to understanding terminology

Mortgage Mastery by David Bussey - Demystifying Mortgage Jargon: A Beginner's Guide to Understanding Terminology 

Welcome back to Kirsty’s Home Hints, your go-to guide for all things home related! 

Amidst the hustle and bustle of everyday life, creating a peaceful and relaxing space at home is so important. A study by the Mental Health Organisation on ‘Mental Health and Nature’ links spending time in green spaces with reduced mental health problems, improved mood, reduced stress levels and increased life satisfaction.  

As April marks Stress Awareness Month, there’s no better time to start transforming your Yorkshire Country Properties garden into a stress-free haven. Did you know that homeowners tend to have lower stress levels than renters? Here at YCP, we aim to sprinkle even more zen into your life! This starts with us installing your turf before you move into your YCP home* – there’s no need to wait until the right time of year, outsource a landscaper or set aside any extra money for it! To make things even better, your patio area and outside lighting will also be ready when you move in!   

From growing your own food to practicing outdoor yoga, I’m here to share my tips on how to turn your YCP garden into your own outdoor oasis. 


# How to turn your garden into a stress-free haven


**Engage Your Senses**

Incorporating sensory elements can transform your garden into a relaxing sanctuary. I particularly like adding fragrant flowers like lavender or jasmine for calming aromas, and wind chimes or water features for tranquil background noise. Engaging all of your senses can create an escape from the stress of day-to-day life.  

**Grow Your Own Food**

Growing food in your garden nourishes your body and de-stresses the mind. I love to plant herbs such as basil or mint (they’re perfect to add to cocktails during summer BBQs!) Why not follow Stress Awareness Month 2024’s theme of ‘Little by Little’ and start with a few simple options to avoid getting overwhelmed. The sense of achievement you’ll feel when tasting your home-grown produce will definitely boost your mood!  

**Here are a few easy things to grow in your garden:**

**1. Beetroot**

**2. Tomatoes**

**3. Beans - Runner/French**

**4. Salad leaves**

**Welcome Wildlife into your Garden**

Making your space inviting for wildlife brings wonderful creatures into your garden and contributes to the local eco-system. Here at YCP, we’ve already made our gardens hedgehog-friendly by adding 13cm hedgehog highways to all of our garden fences in a vital attempt to safeguard the species. Hedgehogs travel approximately one mile each night through parks and gardens to find food and a friend, so we are proud to support the Hedgehog Highway initiative, led by the [People’s Trust for Endangered Species](https://ptes.org/) and the [British Hedgehog Preservation Society](https://www.britishhedgehogs.org.uk/). 

Installing bird feeders and birdbaths provides nourishment for feathered friends, whilst offering amazing sights and sounds for you – so, why not support local organisation, Yorkshire Wildlife Trust, by purchasing one of their [bird feeders](https://www.britishhedgehogs.org.uk/)? Taking a moment to observe the wildlife that visits your garden will provide the perfect distraction from the stresses of life. Plus, who doesn’t want to wake up to the sound of birdsong on a sunny spring morning?  

 

**Get Comfy and Cosy**

Creating a relaxing space is essential for maximising your garden’s stress-relieving potential. Invest in comfortable garden furniture that suits your personal style and needs, such as cushioned chairs and sofas to ensure optimal cosiness when hosting family and friends. I think adding snug blankets and solar-powered lighting is a great idea as it extends outdoor fun well into the evening – garden party, anyone? Another bonus is that its eco-friendly!

**Practice Garden Yoga**

As a yoga lover and teacher, I wholeheartedly advocate for practicing yoga in your garden (when the British weather permits!), as it offers a multitude of physical and mental health benefits. Connecting with nature helps you relax and feel more grounded, due to the surrounding greenery and flowers creating a sense of serenity which is unique to the outdoors. Basking in the sunshine while practicing yoga boosts your vitamin D levels, ultimately supporting immunity and bone health. Additionally, being outdoors naturally stimulates your endorphins, which, combined with the ones produced during exercise, sets the tone for a fantastic day!  

**Spend Time with Family and Friends**

Hosting family and friends for quality outdoor time is even more of a delight in the spacious layout of a YCP home. The bi-fold French doors connect the open-plan kitchen to the garden, creating an inviting atmosphere for social gatherings. With ample room for you and your loved ones, your YCP garden is the perfect place to host – whether it’s a family fun day, boozy BBQ or a relaxing evening under the stars. 

**Ground Yourself with Mindful Moments**

The act of mindfulness is simply being more aware of your surroundings and feelings - it has been endorsed by the NHS as a useful tool to combat mental health struggles. For me, the perfect space to practice mindfulness in is my garden. I can take in my surroundings, breathe in the fresh air and let my stress slip away as I focus on the present. I will touch on the benefits of gardening shortly, but it is a fantastic form of mindful movement which grounds your body and creates a deep connection between you and the earth. 

**Give DIY a go**

Are you a dab hand at DIY? Why not try to build your own seating area, which you can tailor to suit your personal taste and needs. You could even build a pergola – perfect for when the British weather is not on our side, but you still want to reap the stress-busting benefits of getting outdoors! Imagine sitting under it and unwinding after a long hard day, or in contrast, using it as a platform to kick-start your day with an exercise session. 

**Take Up Gardening**

Getting your green gloves on can have considerable benefits for your mental health. Gardening triggers the release of serotonin and endorphins, known as the “feel-good” hormones, which boost your mood and increase your overall mental wellbeing. Studies conducted by the Mental Health Organisation have linked gardening to improved quality of life, mood and a greater sense of community connection. While I’ve already highlighted the benefits of growing your own food and adding bird feeders to your garden, don’t underestimate the benefits of simple tasks like weeding, watering or cutting the grass. So, why not treat yourself to a relaxing trip down to the garden centre and have a mooch around the aisles of pots, seeds and plants? 


##### *Are you a green fingered pro? Share pictures using the hashtag **#kirstyshomehints** and inspire others to have a go!*


**Unwind in the Garden**

Have you ever felt your stress melt away when you step into the garden? Relaxing in the garden offers an escape and a moment to yourself amidst the hustle and bustle of daily life. Whether you’re lounging on your comfy garden furniture and breathing in the fresh air or reading a book with your favourite songs playing in the background, a YCP garden is the perfect setting to unwind, whatever the size! As you immerse yourself in the peace of the outdoors, you’ll feel renewed, refreshed and ready to face what the day may bring. 


With a bit of time and TLC, you can transform your YCP garden into a stress-free haven – and you’ll be well set for a fantastic, peaceful summer! Don’t forget to follow this year’s Stress Awareness Month theme: ‘Little by Little.’ There’s no need to complete all of these suggestions at once - instead, you could try one transformation and one de-stressing task per month. By doing it ‘Little by Little’, you’ll witness the transformation of your garden and hopefully notice a reduction in your stress levels by the end of the summer.   

*If you want to find out more about why a Yorkshire Country Properties home would be a perfect fit for you, why not visit our Experience Hub to chat to myself or my sales team colleagues? We’re here from 10am-5pm, seven days a week.*

*Excludes starter homes. 

With a bit of time and TLC, you can transform your YCP garden into a stress-free haven – and you’ll be well set for a fantastic, peaceful summer! Don’t forget to follow this year’s Stress Awareness Month theme: ‘Little by Little.’ There’s no need to complete all of these suggestions at once - instead, you could try one transformation and one de-stressing task per month. By doing it ‘Little by Little’, you’ll witness the transformation of your garden and hopefully notice a reduction in your stress levels by the end of the summer.   

*If you want to find out more about why a Yorkshire Country Properties home would be a perfect fit for you, why not visit our Experience Hub to chat to myself or my sales team colleagues? We’re here from 10am-5pm, seven days a week.*

*Excludes starter homes. 

Tips on transforming your garden into a stress relieving space during Stress Awareness Month.

Transform your space: make your garden a stress-free haven with Kirsty's Home Hints

Transform your Space: Make your garden a stress-free haven   with Kirsty’s Home Hints  


# Award-winning developer unveils St Valentine’s deals in property hotspot

To celebrate St Valentine’s Day, and the season of love, award-winning Huddersfield residential developer Yorkshire Country Properties has unveiled a trio of fabulous offers on three of its brand-new three-bedroom houses.

Two of the houses are at YCP’s Shepley development and one at Skelmanthorpe. Both developments are close to Huddersfield, recently named as the UK’s premier property hotspot.

Price realignment mean that two houses at Knowle Grange, Shepley are now £355,000 and £330,000 respectively while the house at Whistle Bell Court, Skelmanthorpe is keenly priced at £315,000. All three include YCP’s upgrade choice free premium Karndean flooring and carpets. In addition, each home will have stamp duty paid, ranging from £3,250 to £5,200 depending on property. Terms and Conditions apply.

All three properties are now ready to move into.



Sam McGregor, head of sales at YCP, commented: “Designed with couples in mind, these homes feature contemporary kitchen/diners with integrated Zanussi appliances, Rangemaster sinks and under-cabinet lighting spots.

“The living rooms boast bi-fold/French doors opening onto the rear terrace and garden – the perfect retreat for enjoying sunny days. Additionally, each home includes a spacious storeroom, downstairs WC and parking for two cars as well as the highest standard of fixtures and fittings. All bathrooms feature luxurious Porcelanosa tiles. 

“These enticing offers are perfect for those who can act quickly and wish to settle into their new Yorkshire Country Properties home by spring. Just imagine the possibilities with the savings you’ll make. 

“Plot 11 at Whistle Bell Court has amazing views from the principal bedroom and is designed for modern living. The 3-storey terraced house is situated just off Station Road, Skelmanthorpe, with its bars, shops and restaurants. The first floor consists of two double bedrooms and the house bathroom. On the second floor, you will find a generous principal bedroom and en-suite bathroom.”


Sam added: “Join us at our Experience Hub at Knowle Grange, Shepley, HD8 8GL from Monday February 12 where we’ll be celebrating Valentine’s Day every day of the week. Enjoy a glass of bubbles as you explore our ‘ready to move into’ properties and arrange to walk the site with one of our friendly sales advisers.”

According to mortgage provider Halifax, the Huddersfield area is a “house price hotspot”, where the average property has risen in value by just under nine per cent during the past 12 months.

Sam commented: “Huddersfield, and the picturesque villages which surround the town, tick so many boxes. Houses here offer superb value for money, bearing in mind their excellent location, their beautiful surroundings and their first-class facilities. What a magnificent combination of factors.

“The lifestyle offering is unbeatable. Together with attractive country walks and historic pubs, there are also quality schools, thriving independent shops and a lively social scene. What’s more, it’s within easy reach of Leeds, Manchester and Sheffield, with city life on your doorstep, without paying a city’s higher property premiums.”


To celebrate St Valentine’s Day, and the season of love, award-winning Huddersfield residential developer Yorkshire Country Properties has unveiled a trio of fabulous offers on three of its brand-new three-bedroom houses.

Find out more about our offers by speaking to our friendly Customer Experience Hub team

Award-winning developer unveils St Valentine’s deals in property hotspot

We've recently unveiled our very own Phil and Kirsty dream team.

Having strengthened our team with the appointment of Phil Snoad as senior sales negotiator to work alongside Kirsty Watts, Customer Experience Advisor.

Together they are taking inspiration from their namesakes Phil Spencer and Kirstie Allsopp of television’s Location, Location Location and Love it or List It fame.

YCP are currently on site with prime West Yorkshire residential developments at Shepley, Skelmanthorpe and Denby Dale. 
Sam McGregor, Associate Director – Sales, commented: “We are proud to have our very own Phil and Kirsty team. They are based at our Customer Hub at Knowle Grange, Shepley and are ready to provide all the information and support that potential buyers need. They have the same passion about buying homes as their famous namesakes.”

Phil Snoad, who has 19 years’ experience in the housing industry, explained: “It’s great to be part of the Savills New Build Team, who are marketing Yorkshire Country Properties’ developments, and collaborate full-time with YCP to assist our customers to buy their Forever Home”.
Phil, who started in residential property with Barratt Homes in 2005, has since worked with Miller Homes, Seddon Homes, Persimmon Homes and Gleeson Homes.

He said: “My last employer was Guinness Homes selling Shared Ownership. This was a whole new learning curve for me to understand the rules set out by Homes England to help purchasers buy a share of their home, rather than it all.”

Sam McGregor explained: “We are currently building 147 beautiful, high-quality homes and, in total, we are looking at a potential pipeline of over 700 new homes.  Given the current uncertainty of the mortgage and financial markets, we are placing more emphasis than ever on high quality and product differentiation.

“During the past three years, the company has made a positive and focussed contribution to the housing provision in the Kirklees and West Yorkshire area. Apart from a completed development at Netherthong, Holmfirth, where every single one of the 22 beautiful houses built were sold, we have either sold or reserved 40  houses on our other three sites.

“Clearly, the current state of the housing market presents challenges, but we are confident that the quality of our houses combined with the enthusiasm and commitment of our wonderful team here at YCP will enable us to continue to deliver the kind of homes that are needed across all demographics in Yorkshire. I am so proud to be working with such an exceptional sales team.”
Paul Brown, YCP’s managing director, commented: “Phil is a tremendous addition to our sales team and we are very grateful to Savills for allowing him to work for us on a full-time basis. He and Kirsty are a dynamic duo, just like Phil Spencer and Kirstie Allsopp.

“Overall, our sales team is committed to making YCP the very best housebuilder in West Yorkshire. Their experience and expertise will prove invaluable and I am very lucky and proud to have such an excellent team to support me in growing our company and achieving our targets.

“All three of these new developments are providing much-needed housing, including a significant number of starter homes, enabling young people to get on to the property ladder. Our starter homes at Phase One at Shepley and all but one in Skelmanthorpe have now sold out, underpinning our contribution to both the community and to sustainability in the three villages.”

“At Yorkshire Country Properties, we have been buoyed by recognition in a range of awards in 2023, winning two major honours in the WhatHouse? awards and being shortlisted in the Yorkshire Post Real Estate and the Yorkshire Business Insider Property awards for our developments at Shepley, Skelmanthorpe and Denby Dale.
“This recognition has meant a tremendous amount to our hard-working team and given us the confidence to progress two prestigious new West Yorkshire developments, one at Grange Moor, Kirklees, and the other in the very popular Huddersfield postcode of HD9.”



Call them on 01484 599454 now to find out more!